Pension Planning $olutions, Inc. is completely independent, acting only in the best interest of our clients.
We will sign off to be the named investment fiduciary under ERISA § (3)(21)(A) or the investment manager under ERISA § (3)(38).
This means that the investment portion of the liability is taken off the employer. However, an employer can never completely absolve itself of its fiduciary duty since selecting an investment fiduciary is a fiduciary act in itself.
We operate on a fee only basis and provide full fee disclosure.
We are unable to accept commissions, and therefore are able to provide unbiased and conflict free investment advice.
Our team has meaningful retirement plan credentials and meaningful retirement plan experience. This means that an employer is hiring the “prudent expert” when working with us.
Pension Planning $olutions, Inc. does not have any affiliation with any broker dealer firm, investment firm, bank, trust company or insurance company. Because of this we are not compensated (or influenced to use) any investments that we recommend.
We do not sell or promote investment products. We only recommend what we feel is the best choice for the plan participants.