What do we do for the employer?

  • We review current service provider agreements and contracts.
  • Because of the expertise of our team we are qualified to understand the technical details that define a retirement plan. We will review the plan document and adoption agreement to make sure that everything is being administered correctly.
  • We evaluate breadth of investments and their related expenses.
  • Because we are unconflicted in our process, we have the entire universe of investment options.
    • But more importantly is to have the best options,
    • that are the best fit for the plan’s participants,
    • without overwhelming them with too many options.
  • We formalize and implement an Investment Policy Statement (IPS).
  • The IPS is like a road map that guides the process that will be followed in monitoring the plan’s investments.
  • We monitor the plan’s investments monthly.
  • Each quarter we provided a very comprehensive and detailed report to the employer. Each investment is compared to a benchmark in its peer group. While investment performance is an important measurement we look at many other metrics as well.